ACA Georgia is the place to go for information about how to buy health insurance on or off the ACA Marketplace (exchange) in Georgia. Find out what plans are available, who is eligible for financial assistance and more. Also, learn about the annual Open Enrollment period and get answers to frequently asked questions.

Understanding ACA in Georgia: Key Components and Benefits

With a population of 9.6 million, Georgia is one of the most populous states in the country. Its residents, like those of most other states, can purchase individual and family insurance on the ACA marketplace or with private insurers through licensed agencies. Approximately 160,000 Georgians signed up for the ACA marketplace last year. It offers significant tax credits to offset insurance costs for those earning up to 400% of the federal poverty level, or around $13,590 to $54,360 per person. The ACA also provides free health screenings and other health benefits to individuals with incomes below the poverty level. In addition, the ACA requires all states to simplify eligibility and enrollment processes. Nevertheless, nearly one in five nonelderly Georgians remain uninsured. The state’s decision not to expand Medicaid is one reason why. In the future, it’s possible that Georgia will decide to revisit its Medicaid expansion decision and broaden coverage for low-income adults. In the meantime, the state’s safety net providers will continue to provide needed services both to those newly insured and to Georgians who remain uninsured.